A complete platform for effortless AI transformation across financial services.

Effo gives your teams everything they need to build effortlessly and safely. Underneath, one permission system, one audit trail and one gateway for every model request.

APPSAGENTSTABLESWORKFLOWSKNOWLEDGEPERMISSIONSINTEGRATIONSMODEL GATEWAY

Apps

Standalone internal applications, described and built with natural language.

Real software

Full applications with pages, tables, charts and forms, built as actual code, not constrained by blocks in a canvas.

Live data

A screen built on a Table updates the moment the data changes, with nothing to refresh.

On brand

Upload your design system and all apps built in Effo inherit from the same clean design.

Versioned

Automatic version control, invisible to the user and set up for multiplayer editing.

Permissioned

Apps that reach external systems inherit your existing user permissions, with nothing to scope or provision twice.

IN PRACTICE
The daily treasury dashboard: no more updating a spreadsheet and emailing it around, just a single live view of assets and liabilities, on desktop and mobile, the moment the C-suite wants it.

Agents

AI teammates with a written brief, given the work that needs judgement.

Isolated

Every run gets its own sealed, disposable machine, opened for the job and destroyed after.

Triggered

On demand, on a schedule, when something happens in a connected system, from chat, or from inside an app.

Controlled

Runs pause and ask a named person before sensitive actions, from the web or Slack, then resume.

Private

Personal data is stripped automatically before anything is written to a system that is not cleared to hold it.

Logged

Inputs, outputs, every tool call, cost per run, and who or what triggered it.

IN PRACTICE
ISA transfer processing: matching transfer history forms to the payments sitting in the suspense account, and updating the Salesforce case for each one.

Tables

The firm's working data in real database tables, live everywhere it is used.

Typed

Typed columns, real schema changes, a proper database underneath. Not a spreadsheet in disguise.

Consumable

Any app built on the table shows the current data the moment it changes, with nothing to refresh.

Editable

People edit rows by hand and agents update the same table as they work, through the same permission checks.

Permissioned

One share can show each person only their rows, and the filter holds everywhere the table is read, including live apps.

Dynamic

Calculations run in situ, no need to export to a spreadsheet.

IN PRACTICE
Consumer duty reporting: monthly NPS updates give way to a live view of the numbers as they move.

Workflows

Repeatable processes written as real code, running the same way every time.

Deterministic

The same input takes the same steps to the same output, every time.

Durable

Long processes checkpoint at every step and pick up where they left off; a run can span a day.

Auditable

Every run is recorded line by line: what ran, what it touched, and what it produced.

Versioned

Every change is a new version, one is live, and rolling back is one action.

Triggered

On demand, on a schedule, when something happens in a connected system, from chat, or from inside an app.

IN PRACTICE
The morning reconciliation: balances in, matches run, and only the exceptions posted to the team's queue before 9am.

Knowledge

Your company's brain: its culture and history, codified for agents.

Curated

Agents write and rewrite briefs as they work, so the firm's knowledge is maintained by the work itself.

Accessible

Every run opens with the knowledge that agent is allowed to see, ready to read.

Up to date

Every fact carries the date it was observed and loses weight as it ages, so old information never quietly passes for current.

Sourced

Built from the systems your firm already runs, with every fact citing the document, ticket or message it came from.

Private

Firm, team, agent and personal knowledge are separate by construction.

IN PRACTICE
Daily executive briefings: projects that are running long surface before the team has escalated them.

Permissions

One permission system, deciding who can see and do what everywhere.

Universal

Dashboard, chat, apps and agents all ask the same system; there is no side door.

Inheritable

Groups sync from the identity provider you already run, so access follows your existing joiners, movers and leavers process.

Flexible

Scope access across the whole organisation, or down to a single row in a single table.

Fail closed

What you cannot see reports as not found; a rule that cannot apply returns nothing, not everything.

Auditable

Every run, tool call, change and unit of spend is attributed to someone, or something, by name.

IN PRACTICE
A vendor management app where only the vendor management team and the COO see vendor spend, while everyone else just updates their QBRs and SLA information.

Integrations

Connected to the systems you already use.

Hundreds

Connected to the most popular systems of record across CRM, documents, ticketing and the rest.

Type safe

Every integration and tool is typed, so an agent knows exactly what to pass in and what comes back.

Delegated

System users are explicitly delegated to people, teams, agents and apps; nothing inherits by accident.

Reactive

Agents and workflows start on events in the systems they are connected to, the moment they happen.

Bidirectional

Effo reads from and writes back to every system it connects to.

IN PRACTICE
Lending workflows run automatically the moment a third party uploads files to the shared SharePoint drive.

Model Gateway

One governed door for the firm's AI traffic, and the firm holds it.

Agnostic

Connect any client to any model provider, on any cloud.

Unified

Humans, agents, apps and workflows are metered and attributed at one point, not just seats.

EU resident

Model choice and data residency are the same decision. EU-hosted means EU-hosted, by construction.

Metered

A priced daily ledger by person, agent, app and model. Each person sees their own; the firm sees the whole.

Classified

Content is automatically classified to flag common risks like PII or personal use.

IN PRACTICE
Route all Claude traffic through the Effo gateway to activate EU data residency, with intelligent routing between models for simple and complex requests.
Enterprise-grade foundations for control, audit and assurance.
Security overview

See Effo on your use cases.

Tell us about a process, a queue, or a report your teams are stuck with, and we'll build the demo around it.